What does the Second Home Visa actually require?

The Second Home Visa is the route for people who want to live in Indonesia without an employer, a company, or an Indonesian spouse. It is bought with a financial commitment rather than an activity.

The threshold

The standard E33 tier is commonly cited at either:

• A deposit of around USD 130,000 held in an Indonesian state-owned bank, or
• Qualifying property ownership of around USD 1,000,000

Verify both figures at the point of filing. These thresholds are revised, and the version quoted to you by an agent may be the one that applied last year.

The deposit route is the one almost everyone uses. The property figure is high enough that it rarely applies to the villa purchases this site is usually about.

What you get

Five or ten years, depending on the tier, which is what makes it attractive compared with a one-year renewable permit. No sponsor is required. Immediate family can be included on some sub-indices.

It is renewable while the financial commitment is maintained. That word *maintained* matters: the deposit is not a one-time entry fee. Confirm whether it must be held continuously, and in what account type, before you move the money.

The sub-indices

E33 is a family, not a single visa:

The senior tiers carry a minimum age, commonly cited at 55 or 60 depending on the sub-index, with income, pension or deposit conditions instead of the full standard threshold. If you are over 55, ask specifically about these before defaulting to the standard tier.

What it does not let you do

Second Home status does not permit local employment or running an Indonesian business. It is residence, not work authorisation.

If you intend to operate a villa rental business, this is not the permission that allows it. That is a company, licensing and zoning question, and the classifications available to a new foreign-owned company in Bali narrowed sharply in July 2026.

The confusion worth avoiding

E33 and E33G sit in the same family and are frequently conflated. They are not interchangeable:

• E33 is self-funded residence, bought with a deposit, five or ten years
• E33G is for remote workers paid by a foreign employer, one year, income-tested

Different eligibility, different evidence, different duration. An agent who uses the terms loosely has not read the index.

Timeline

The visa stage is commonly reported at around 5 to 14 business days once documents are complete. Arranging the qualifying deposit is usually the longer part, and it happens before the clock starts.

Tax

A long stay makes you an Indonesian tax resident regardless of visa category. Residence follows physical presence, not the permit in your passport. A large Indonesian bank deposit also carries its own reporting implications.

That is a conversation with a tax adviser before the money moves, not after.

The basis

The Second Home visa is a long-stay permit for financially self-supporting foreigners. It does not require an employer, a company, or a family sponsor, which is its main attraction.

Qualification rests on one of two things: a substantial deposit held in an Indonesian state bank, or ownership of qualifying property in Indonesia at a minimum value.

Both figures have been revised since the visa launched, and the deposit requirement in particular attracted enough criticism that it was reconsidered. Verify the current level before planning around it.

What it gives and does not give

The capital cost

A deposit sitting in an Indonesian state bank is capital not working elsewhere. Assess what that costs you annually against the alternative permits, because for many people it is a larger number than they first calculate.

Where qualification is based on property ownership rather than a deposit, the capital is at least in an asset you chose. That route generally suits property buyers better than parking cash.

Who it suits

People with capital, no employment tie to Indonesia, and no wish to run a PT PMA or arrange a sponsor. Retirees who do not meet the retirement route's criteria, and people who want residence without the annual sponsorship cycle.

Who it does not suit

Anyone who needs to earn here, anyone who would be better served by an investor KITAS attached to a business they actually run, and anyone who cannot comfortably immobilise the required capital.

The recurring point about property

The visa does not change what you may own. No permit converts a foreigner into someone who can hold Hak Milik. What residency does is open Hak Pakai, and that is true of the Second Home visa, a KITAS, and KITAP equally.

Choose the permit on cost, duration and what you intend to do. The property position is the same across all of them.